Miro Zecevic

  What is a derivative? A financial instrument based on another asset is known as a derivative. Stock options and commodities futures are two of the most common examples of derivatives, and you've definitely heard of them but aren't sure how they operate. Derivatives allow consumers the option — but not the duty — to acquire or sell an underlying asset at a later date. The underlying asset and the period until the contract expires determine the derivative's value. How Financial Derivatives Work Financial derivatives are financial products whose value is determined by one or more underlying financial assets, such as stocks, bonds, commodities, currencies, or interest rates. Investors engage in contracts with stated terms, such as the period of the contract and the consequent values and definitions of the underlying assets, to purchase and sell derivatives. Futures, options, swaps, and forwards are examples of financial derivatives. Futures and options are often traded on the...

Liquidity Ratio   This ratio indicates how rapidly a corporation can turn its present assets into cash in order to pay down its liabilities on time. Liquidity and short-term solvency are frequently used simultaneously. Current Ratio The current ratio compares a company's capacity to pay down current obligations (those due within one year) with its total current assets, which include cash, accounts receivable, and inventory. The better the company's liquidity condition, the higher the ratio: Current Ratio = Current Liabilities / Current Assets ​ Quick Ratio The quick ratio, which removes inventory from current assets, assesses a company's ability to satisfy short-term obligations with its most liquid assets. Quick ratio= (C+MS+AR) / CL C - cash & cash equivalents MS - marketable securities AR - accounts receivable CL - current liabilities ​ ​Another way is: Quick ratio = (Current assets - Inventory - Prepaid expenses) / Current liabilities Efficiency ratio The efficiency...

  - An angel investor is typically an individual or a high worth individual investor who provides funding or financial support for start-ups in lieu of a stake in ownership in the company. - They are usually among the family or relatives of the entrepreneur. - Apart from investing money, angel investors share their knowledge at the critical stages. Advantages: - Financing from angel investment is much less risky than taking loans. - Capital needs are met by angels. - Generate large number of jobs. - Reinvests the return. - Angels bring portfolio expertise such as business acumen, vertical expertise, director service etc. - Angel-funded firms are likely to survive at least four years. - Angels do not demand high monthly fees. Disadvantages: - There is a loss of complete control as an owner. - It is quite hard to find a suitable angel investor. - They provides less structural support than an investing company. - Angels rarely make follow on the investments. - There is a possibility o...

Never Borrow to Invest If you are planning to start investing in the stock market, first get rid of your previous debts. Moreover, you should only invest that amount which is surplus. Diversify Your Portfolio! If your investment is diversified (five or more stocks), then the chances of a single stock hurting your entire portfolio is reduced. Invest Consistently If you want to build wealth from the market, you need to invest consistently. You also need to increase your investment amount continuously. Avoid Herd Mentality Try to avoid getting influenced by other investors. Understand and follow your strategy. Think Long-Term Most of the stocks take at least 2-3 years time frame to give good returns to their shareholders. Don't  Get Emotional Many investors have been losing money in stock market due to their inability to control emotions, particularly fear, anger and greed. 

  Mina Mar Group (MMG) focused on small-cap issuers quoted on OTC Markets announces the launch of its exit the expert market services. WEST PALM BEACH, FLORIDA, UNITED STATES, - Mina Mar Group (MMG) minamargroup.com a mergers and acquisitions firm (M&A) focused on small-cap issuers quoted on OTC Markets announces the launch of its exit the expert market services. The services will include and assist small-cap OTC quoted companies demoted to the expert market to rescue its quotation services. This product is ideal for companies that have been targeted for not having the funds or the knowledge on how to remain current with the new OTC markets rules, which were announced and came into effect September 28 202;1 and commenced at about 6 pm EST on September 27 2021 catching many issuers off guard. Mina Mar Group approach is a win-win solution for all parties with the focus on assisting shareholders, stakeholders and investors. Here is what took place on September 2...

What are pros and cons of going public? Many companies will consider going public as a next step in their development. While going public offer number of benefits to a business it can be tricky if you haven't carefully weighted advantages and disadvantages before you started process of going public. Going public is probably the most crucial decision for a company because it will not only affect your financing but also other aspects of your business. Companies that want to go public mostly engage in initial public offering (IPO) process but there are other alternatives for company to go public and trade their share on exchange  e.g. reverse takeover. Going public offers many benefits to the company but there are also some drawbacks so company's management has to take into consideration many factor before making decision to go public. Pros of going public: There are many reasons why companies go public ant their reasons vary just like the benefits and challenges th...

What you need to know about preferred stock? Preferred stock, also know as preferred or preference shares is one of the main types of stock besides common shares. It is considered that preferred stock is a hybrid security that combines properties of debt (fixed dividends) and equity (potential to raise in price). They are distinct from common shares because they don't have voting rights but have higher claim on company's assets and earnings. Terms of preferred stock are described in issuing document; they can be issued under any set of terms that is compliant to laws and regulations. Preference in dividends is what distinguish preferred from common stock. Board of directors makes decision whether or not company will pay dividends to its shareholders. Dividends are specified as percentage of the par value or as a fixed amount. Common shareholders can receive dividends only if preferred shareholders are already paid in full if board decides to pay them dividend...

What is the purpose of interim management?  Public companies often have two tier corporate organisation which consist of board of directors who protect shareholders interest and senior management who is responsible for day-to day operations and profitability of the company, including chief executive officer (CEO), chief operation officer (COO) and chief financial officer (CFO). When management is doing a good job business operations should run smoothly but as you probably know that is not always the case. In time of turmoil company can seek professional help in form of consultancy or more often by hiring an interim management whose job is to manage a company during a transition or crisis. Interim management is modern troubleshooting management techniques that started in the mid to late 1970s gaining a momentum during the decades to come. Even though it bears similarity with management consultancy, interim management ca...