Miro Zecevic

 1. Broker      Someone who's mastered all the math and financial jargon so you don't have to. Work with them to create a portfolio that matches your goals. 2. Capital     What you're worth. Right now, that might just be $500 in your bank account, but it also includes other wealth (like investments, stocks, bonds...) 3. Capital Appreciation:     When you sell stocks at a profit, you're money-literally. Appreciate the appreciation. 4. Certificate of Deposit (CD):     A fancy alternative to your savings account that pays interest-except you can't take the money out until a set maturity date. 5. Dividends:     As companies grow, some share their profits with stockholders in the form of money or more stock. Dividends aren't always included though (so read the fine print). 6. Investment Risk:     Every product, whether it's stocks in Apple or a carefully invested IRA, could lose you money. It'...

What you need to know about preferred stock? Preferred stock, also know as preferred or preference shares is one of the main types of stock besides common shares. It is considered that preferred stock is a hybrid security that combines properties of debt (fixed dividends) and equity (potential to raise in price). They are distinct from common shares because they don't have voting rights but have higher claim on company's assets and earnings. Terms of preferred stock are described in issuing document; they can be issued under any set of terms that is compliant to laws and regulations. Preference in dividends is what distinguish preferred from common stock. Board of directors makes decision whether or not company will pay dividends to its shareholders. Dividends are specified as percentage of the par value or as a fixed amount. Common shareholders can receive dividends only if preferred shareholders are already paid in full if board decides to pay them dividend...