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Showing posts with the label #fund

12 Financial Terms You Should Know

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 1. Broker      Someone who's mastered all the math and financial jargon so you don't have to. Work with them to create a portfolio that matches your goals. 2. Capital     What you're worth. Right now, that might just be $500 in your bank account, but it also includes other wealth (like investments, stocks, bonds...) 3. Capital Appreciation:     When you sell stocks at a profit, you're money-literally. Appreciate the appreciation. 4. Certificate of Deposit (CD):     A fancy alternative to your savings account that pays interest-except you can't take the money out until a set maturity date. 5. Dividends:     As companies grow, some share their profits with stockholders in the form of money or more stock. Dividends aren't always included though (so read the fine print). 6. Investment Risk:     Every product, whether it's stocks in Apple or a carefully invested IRA, could lose you money. It'...

Crowdfunding

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Crowdfunding Crowdfunding is a method of funding a project or a business venture by raising small amounts of money from a large pool of individuals. The term crowdfunding refers to internet -mediated registries. The modern crowdfunding model has three partakers: initiator of the fundraising campaign, one who puts forward an idea, individuals and investors who support the idea and moderating organization (often called platform) that brings two two parties together. Crowdfunding can be used to fund a wide range of project, from startups to non-profit organizations. There is more than one way to crowdfund your business. The most common types of crowdfunding are: reward-based crowdfunding, equity crowdfunding, donation-based crowdfunding and marketplace lending (also known as peer-to-peer lending). With traditional ways of raising capital you can easily feel restricted. Pursuing the limited pool of investors can be arduous and time-consuming. That way you can easily l...